Energy Efficient Mortgages: The Next Big Thing?
Factoring energy use into the mortgage process is a win-win.
Affordability
Affordability is essential to getting the biggest greenhouse gas reductions across the country by ensuring that people and families across all income levels are able to both implement energy efficiency in their homes and spaces, and reap the benefits of energy efficiency as well. To learn more about IMT’s strategies for affordability, check out our resources below.
The Latest
IMT, MIT CoLab Help Cities Navigate Options for Financing Energy Upgrades
PACE, MEETs, and more.
Innovations in Energy Efficiency Finance: New FHA Rule Points the Way Ahead for 2014
FHA rule factors efficiency.
SAVE Act Would Make Energy-Efficient Homes More Affordable
What Delaware needs to make widespread adoption of energy-efficient homes a reality.
Senators Bennet and Isakson Reintroduce SAVE Act
The Sensible Accounting to Value Energy (SAVE) Act, S. 1106
Owners of efficient homes less default-prone
Study finds mortgages on efficient homes are 32 percent less likely to default.
Home Energy Efficiency and Mortgage Risks
Many have theorized that energy-efficient homes should have lower default risks than standard homes because the former are associated with lower energy costs, which leaves more money to make the mortgage payment. However, few empirical studies have been conducted due to limited data availability. This study examines actual loan performance data obtained from CoreLogic, the … Continued
Home Energy Efficiency and Mortgage Risks: Executive Summary
Many have theorized that energy-efficient homes should have lower default risks than standard homes because the former are associated with lower energy costs, which leaves more money to make the mortgage payment. However, few empirical studies have been conducted due to limited data availability. This study examines actual loan performance data obtained from CoreLogic, the … Continued
A Map to Planning Retrofits in Multifamily Buildings
Fannie Mae introduces green underwriting & more.
New Report: Energy Transparency and Multifamily Housing
Steps to $9 billion in savings.